Platform Terms of Use

1. Definitions

1.1 “Firm” means Credantium LLP, a Limited Liability Partnership incorporated under the Limited Liability Partnership Act, 2008, having LLPIN ACQ-8649.

1.2 “FundedIn” means the website, software platform, tools, analytics systems, interfaces, and related services operated by the Firm.

1.3 “Platform” means FundedIn and all associated digital infrastructure.

1.4 “User” means any person accessing, browsing, registering on, or using the Platform.

2. Acceptance of Terms

2.1 These Terms govern access to and use of the Platform.

2.2 By accessing, browsing, registering on, or using the Platform, the User agrees to be bound by these Terms.

2.3 If the User does not agree, the User must immediately cease use of the Platform.

3. Nature of Platform Services

3.1 The Platform provides technology-enabled tools including:

• Simulated trading interfaces;
• Performance analytics;
• Risk assessment metrics;
• Proprietary trading signal submission infrastructure (where applicable);
• Educational and analytical content.

3.2 The Platform operates solely as a technology service provider.

3.3 The Platform:

• Does NOT provide investment advice;
• Does NOT provide stock broking services;
• Does NOT provide portfolio management services;
• Does NOT provide investment advisory services;
• Does NOT provide custody services;
• Does NOT provide direct market access;
• Does NOT accept, hold, or manage User funds.

3.4 The Platform does not market, distribute, promote, or facilitate the sale of securities, financial instruments, collective investment schemes, or investment opportunities.

3.5 Nothing on the Platform constitutes a recommendation, solicitation, endorsement, or offer to buy or sell securities or financial instruments.

4. No Investment or Advisory Relationship

4.1 All content is provided for informational, analytical, and educational purposes only.

4.2 The Firm does not provide personalized or general investment advice.

4.3 Users are solely responsible for any trading or investment decisions made outside the Platform.

4.4 Use of the Platform does not create any fiduciary, advisory, brokerage, agency, or client relationship.

5. No Expectation of Profit

5.1 Users acknowledge and agree that access to and use of the Platform is not undertaken as an investment and is not entered into with any expectation of profit, income, funding, capital allocation, or financial return.

5.2 The Firm makes no representation or warranty that use of the Platform will result in financial gain or trading profitability.

6. No Brokerage or Market Access

6.1 The Platform does not execute trades on behalf of Users.

6.2 The Platform does not hold User funds or securities.

6.3 Credantium LLP is not a registered stock broker and does not provide brokerage services.

6.4 The Platform does not provide trading accounts.

6.5 Any proprietary trading engagement, if offered, shall be governed exclusively by a separate written agreement.

7. User Eligibility

7.1 Users must:

• Be at least 18 years of age;
• Be legally competent to contract;
• Provide accurate and complete information.

7.2 The Firm reserves the right to refuse, restrict, or revoke access at its sole discretion.

8. User Obligations

8.1 Users shall not:

• Misrepresent identity or affiliation;
• Attempt to manipulate Platform systems;
• Engage in unlawful, abusive, or disruptive conduct;
• Reverse-engineer, copy, scrape, or interfere with Platform software;
• Use the Platform for illegal purposes;
• Represent the Platform as offering investment, brokerage, or advisory services.

8.2 Users are responsible for maintaining the confidentiality of login credentials.

8.3 Users are responsible for all activities conducted through their accounts.

9. Suspension and Termination

9.1 The Firm may suspend, restrict, or terminate access:

• For breach of these Terms;
• For suspected misuse;
• For regulatory or compliance reasons;
• For risk management purposes;
• At its sole discretion.

9.2 Suspension may occur without prior notice where necessary to protect system integrity or comply with legal obligations.

9.3 Termination does not create any entitlement to compensation or refund unless required by applicable law.

10. Intellectual Property

10.1 All Platform content, software, analytics systems, methodologies, branding, designs, and data structures are the exclusive intellectual property of Credantium LLP.

10.2 Unauthorized use may result in civil and criminal legal action.

11. Data and Privacy

11.1 Use of the Platform is subject to the Firm’s Privacy Policy.

11.2 Users consent to the collection and processing of personal data in accordance with applicable law.

12. Disclaimer of Warranties

12.1 The Platform is provided on an “as is” and “as available” basis.

12.2 The Firm makes no warranties regarding:

• Accuracy or completeness of data;
• Continuous availability;
• Fitness for a particular purpose;
• Performance outcomes;
• Financial results.

13. Limitation of Liability

13.1 To the maximum extent permitted by law, Credantium LLP shall not be liable for:

• Platform downtime;
• Technical errors;
• Data inaccuracies;
• Loss of opportunity;
• Indirect, incidental, or consequential losses;
• Reliance on Platform outputs;
• Exchange outages;
• Broker downtime;
• Government restrictions;
• Regulatory actions;
• Market suspensions or circuit limits;
• Internet or telecommunications failures.

13.2 The Firm’s aggregate liability, if any, shall not exceed the total fees paid by the User in the preceding twelve (12) months.

14. Indemnity

Users agree to indemnify and hold harmless Credantium LLP from any claims, damages, liabilities, losses, or expenses arising from:

• Violation of these Terms;
• Misuse of the Platform;
• Breach of applicable law;
• Misrepresentation of the nature of the Platform’s services.

15. Force Majeure

15.1 The Firm shall not be liable for any delay, interruption, or failure in performance resulting from events beyond its reasonable control, including but not limited to:

• Natural disasters;
• War or civil disturbances;
• Government restrictions or regulatory directives;
• Exchange shutdowns;
• Broker outages;
• Market suspensions;
• Power failures;
• Internet disruptions;
• Cyber incidents;
• Technical infrastructure failures.

16. Modification of Terms

16.1 The Firm may modify these Terms at any time.

16.2 Updated Terms shall be effective upon publication on the Platform.

16.3 Continued use constitutes acceptance.

17. Dispute Resolution and Arbitration

17.1 Any dispute arising out of or relating to these Terms shall be resolved by arbitration in accordance with the Arbitration and Conciliation Act, 1996.

17.2 The arbitration shall be conducted by a sole arbitrator appointed by Credantium LLP.

17.3 The seat and venue shall be Thiruvananthapuram, India.

17.4 Proceedings shall be conducted in English.

17.5 The award shall be final and binding.

18. Governing Law and Jurisdiction

18.1 These Terms shall be governed by the laws of India.

18.2 Subject to Clause 17, courts located at Thiruvananthapuram, India shall have exclusive jurisdiction for enforcement matters.